Good Credit = Greater Power
A strong credit profile does more than improve numbers, it opens doors to bigger opportunities, financial freedom, and long-term security.
You can learn the ABCs of credit and take the first step toward building a future full of possibilities. Start today, because good credit is your strongest asset.
How often should you check your CIBIL Score?
The answer is simple: regularly! Whether it’s every few months to track changes, before applying for credit, after a loan rejection, or when you suspect fraud, monitoring your credit score keeps you financially confident and prepared.
Stay informed, stay secure, and take control of your financial journey with timely credit checks.
Every Few Months:
Track changes & spot errors.
Before Applying for Credit:
Avoid surprises & rejection.
After Loan Rejections:
Understand & fix issues.
If You Suspect Fraud:
Catch identity theft early.
Smart Ways to Build a Healthy CIBIL Score
A healthy CIBIL score is not built overnight. It comes from smart habits like timely repayments, keeping your credit utilization low, being selective with credit enquiries, and maintaining a good credit history.
Here are a few simple steps to strengthen your score and unlock financial freedom. Start today and empower your financial future.
Timely Repayments:
Always pay your bills on time.
Low Credit Utilization:
Keep your credit card balances low.
Multiple Credit Enquiries:
Be selective with your credit applications.
Age of Credit:
Diversify your credit types for a balanced score.
How to Check Your CIBIL Score for Free?
Before applying for a loan with Svakarma, it’s important to check your CIBIL Score to understand your creditworthiness. Your score gives lenders insight into your financial reliability and repayment track record.
- Click here here to visit the official CIBIL website (TransUnion CIBIL).
- Register using your name, date of birth, ID type and number, email ID, and mobile number.
- Answer a few identity verification questions.
- Once verified, you’ll get instant access to your free CIBIL Score and Report.